CFED Assets & Opportunity Scorecard
|College Graduates with Debt|
Many students rely on thousands of dollars in student loans to afford postsecondary education, and these loans can be a challenge to pay back. Several factors influence the prevalence of educational debt among college graduates. Although high tuition costs are often correlated with increased debt, this is not always the sole reason students take on debt. Other reasons include inadequate grant and scholarship programs, the cost of living, and the student’s level of financial need.
This measure provides data on graduates from four-year public and private nonprofit institutions. Students at for-profit colleges are excluded in this measure, as many of these institutions do not report student debt data. However, national surveys by the U.S. Department of Education indicate that students at for-profit colleges often take on more debt than students at nonprofit institutions.
College Graduates with Debt, 2012
Percentage of graduating students from four-year institutions with student loan debt, 2012.
Student Debt and the Class of 2012. Oakland, CA: Institute for College Access & Success, Project on Student Debt, 2013.
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