2013 CFED Scorecard

Financial Assets & Income

Outcome Measures

Income Poverty Rate

Asset Poverty Rate

Asset Poverty by Race

Asset Poverty by Gender

Asset Poverty by Family Structure

Liquid Asset Poverty Rate

Liquid Asset Poverty by Race

Liquid Asset Poverty by Gender

Liquid Asset Poverty by Family Structure

Extreme Asset Poverty Rate

Net Worth

Net Worth by Race

Net Worth by Income

Net Worth by Gender

Net Worth by Family Structure

Unbanked Households

Underbanked Households

Households with Savings Accounts

Consumers with Subprime Credit

Borrowers 90+ Days Overdue

Average Credit Card Debt

Bankruptcy Rate

Policy Priorities

Tax Credits for Working Families

State IDA Program Support

Lifting Asset Limits in Public Benefit Programs

Protections from Predatory Short-Term Loans

Additional Policies

Income Tax Threshold

Tax Burden by Income

Prize-Linked Savings

Paperless Payday

Trend Indicators

Change in Net Worth

Change in Asset Poverty

Change in Liquid Asset Poverty

Change in Consumers with Subprime Credit

Change in Average Credit Card Debt

Businesses & Jobs

Housing & Homeownership

Health Care

Education

CFED Assets & Opportunity Scorecard

Uninsured by Race

Reports & Graphics

Definition

Ratio of the uninsured rate of the white, non-Hispanic population to populations of color (Black or African-American; American Indian and Native Alaskan; Asian; Native Hawaiian and other Pacific Islander; Hispanic or Latino; some other race; two or more races) under age 65, 2011.

Calculated by dividing the higher value by the lower value, i.e., the uninsured rate of the white population divided by populations of color, except in Hawaii where white populations have higher rates of being uninsured.

A ratio of 1 indicates perfect equality; the higher the ratio, the greater the inequality. For example, the uninsured rate for people of color in Connecticut is 2.5 times higher than for white people.

Description

The uninsured are often one serious illness or accident away from financial insecurity, and people of color are far more likely to be at risk due to a lack of health insurance. This measure describes the disparity in the rate of being uninsured between the white, non-Hispanic population and people of color. In all states except Hawaii, people of color are uninsured at higher rates. For example in South Dakota, people of color are 3.4 times more likely to lack health insurance than white, non-Hispanics (34% and 10% uninsured, respectively).

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Uninsured by Race

StateUninsured Rate,
White (%)
Uninsured Rate,
People of Color (%)
RatioRank
United States  12.7%  25.5%  2.01   
Alabama  13.7%  22.9%  1.67  14 
Alaska  17.1%  28.9%  1.69  17 
Arizona  13.6%  27.2%  2.00  32 
Arkansas  18.0%  25.8%  1.43 
California  12.9%  25.8%  2.00  31 
Colorado  13.0%  26.4%  2.03  33 
Connecticut  7.1%  17.8%  2.52  46 
Delaware  8.5%  16.0%  1.88  25 
District of Columbia  4.3%  9.9%  2.30  41 
Florida  19.4%  32.1%  1.66  13 
Georgia  16.5%  29.6%  1.79  23 
Hawaii  10.2%  7.7%  1.32 
Idaho  16.6%  30.1%  1.81  24 
Illinois  10.1%  23.1%  2.30  42 
Indiana  14.8%  25.1%  1.69  16 
Iowa  9.1%  20.2%  2.22  38 
Kansas  11.3%  25.0%  2.22  39 
Kentucky  15.7%  23.0%  1.47 
Louisiana  15.9%  26.3%  1.65  12 
Maine  12.6%  13.0%  1.03 
Maryland  7.7%  17.8%  2.31  43 
Massachusetts  3.8%  8.2%  2.14  36 
Michigan  12.3%  17.8%  1.44 
Minnesota  8.0%  20.8%  2.61  47 
Mississippi  17.3%  24.3%  1.41 
Missouri  14.1%  23.7%  1.68  15 
Montana  18.9%  37.3%  1.97  28 
Nebraska  10.4%  26.0%  2.51  45 
Nevada  18.4%  31.8%  1.73  19 
New Hampshire  11.6%  17.9%  1.55  10 
New Jersey  9.1%  23.9%  2.64  49 
New Mexico  14.0%  27.9%  2.00  30 
New York  8.5%  19.8%  2.33  44 
North Carolina  14.4%  27.8%  1.93  27 
North Dakota  9.1%  27.3%  3.01  50 
Ohio  12.7%  18.7%  1.48 
Oklahoma  17.3%  30.5%  1.76  22 
Oregon  15.8%  27.7%  1.75  20 
Pennsylvania  10.3%  17.5%  1.71  18 
Rhode Island  9.8%  21.4%  2.18  37 
South Carolina  16.0%  26.1%  1.63  11 
South Dakota  9.8%  33.6%  3.42  51 
Tennessee  14.5%  25.5%  1.76  21 
Texas  15.9%  33.4%  2.10  34 
Utah  12.7%  33.2%  2.62  48 
Vermont  7.4%  11.3%  1.51 
Virginia  10.3%  21.6%  2.10  35 
Washington  13.1%  24.9%  1.91  26 
West Virginia  17.5%  19.9%  1.14 
Wisconsin  8.5%  19.3%  2.27  40 
Wyoming  15.4%  30.5%  1.98  29 

Source

2011 American Community Survey. Washington, DC: U.S. Department of Commerce, Census Bureau, 2012.

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