Homeownership by Race

Definition

Ratio of the homeownership rate of white, non-Hispanic households to households of color (Black or African-American; American Indian and Native Alaskan; Asian; Native Hawaiian and other Pacific Islander; Hispanic or Latino; some other race; two or more races), 2011.

Calculated by dividing the higher value by the lower value, i.e., the homeownership rate of white households divided by households of color, except in Hawaii where households of color have a higher homeownership rate.

A ratio of 1 indicates perfect equality; the higher the ratio, the greater the inequality. For example, the homeownership rate for white households in New York is 2.3 times higher than for households of color. 

Description

This measure describes the disparity in homeownership rates between white households and households of color. Homeownership is the primary means of building assets for most Americans, yet households of color have much lower homeownership rates than white households. According to the U.S. Census, in 2011 only 43% of African-Americans and 46% of Hispanics own their own homes, compared with 72% of whites.

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Homeownership by Race

State	Homeownership Rate, White Households (%)	Homeownership Rate, Households of Color (%)	Ratio	Rank
United States	72.0%	46.2%	1.56
Alabama	77.0%	53.0%	1.45	17
Alaska	67.6%	50.3%	1.34	6
Arizona	69.8%	50.8%	1.37	8
Arkansas	72.0%	47.5%	1.52	27
California	63.7%	44.6%	1.43	13
Colorado	69.4%	47.2%	1.47	20
Connecticut	76.4%	36.8%	2.08	49
Delaware	79.1%	53.3%	1.48	23
District of Columbia	48.7%	35.5%	1.37	7
Florida	74.3%	51.7%	1.44	15
Georgia	74.9%	48.1%	1.56	31
Hawaii	51.9%	58.2%	1.12	2
Idaho	70.2%	56.2%	1.25	3
Illinois	75.8%	47.5%	1.60	34
Indiana	74.3%	44.3%	1.68	39
Iowa	74.9%	42.3%	1.77	42
Kansas	71.7%	49.1%	1.46	19
Kentucky	72.4%	41.3%	1.75	41
Louisiana	75.8%	49.5%	1.53	28
Maine	71.8%	47.9%	1.50	26
Maryland	76.9%	52.8%	1.46	18
Massachusetts	69.0%	32.0%	2.15	50
Michigan	77.5%	49.1%	1.58	33
Minnesota	77.5%	38.2%	2.03	48
Mississippi	78.6%	55.2%	1.42	11
Missouri	72.8%	43.7%	1.67	38
Montana	69.7%	48.5%	1.44	16
Nebraska	70.4%	44.6%	1.58	32
Nevada	62.7%	45.4%	1.38	9
New Hampshire	72.7%	51.9%	1.40	10
New Jersey	76.6%	42.2%	1.82	44
New Mexico	71.6%	64.5%	1.11	1
New York	66.2%	28.5%	2.32	51
North Carolina	74.1%	48.3%	1.53	29
North Dakota	67.8%	40.0%	1.70	40
Ohio	72.3%	40.4%	1.79	43
Oklahoma	71.5%	53.4%	1.34	5
Oregon	63.9%	41.5%	1.54	30
Pennsylvania	74.3%	45.6%	1.63	37
Rhode Island	66.4%	32.8%	2.02	47
South Carolina	77.0%	51.9%	1.48	24
South Dakota	72.1%	37.4%	1.93	46
Tennessee	73.0%	45.1%	1.62	36
Texas	71.1%	53.3%	1.33	4
Utah	73.1%	49.0%	1.49	25
Vermont	72.4%	45.1%	1.60	35
Virginia	74.0%	51.5%	1.44	14
Washington	67.3%	45.5%	1.48	22
West Virginia	73.5%	49.8%	1.48	21
Wisconsin	72.0%	38.4%	1.88	45
Wyoming	72.9%	51.1%	1.43	12

Source

2011 American Community Survey. Washington, DC: U.S. Department of Commerce, Census Bureau, 2012.