2013 CFED Scorecard

Financial Assets & Income

Outcome Measures

Income Poverty Rate

Asset Poverty Rate

Asset Poverty by Race

Asset Poverty by Gender

Asset Poverty by Family Structure

Liquid Asset Poverty Rate

Liquid Asset Poverty by Race

Liquid Asset Poverty by Gender

Liquid Asset Poverty by Family Structure

Extreme Asset Poverty Rate

Net Worth

Net Worth by Race

Net Worth by Income

Net Worth by Gender

Net Worth by Family Structure

Unbanked Households

Underbanked Households

Households with Savings Accounts

Consumers with Subprime Credit

Borrowers 90+ Days Overdue

Average Credit Card Debt

Bankruptcy Rate

Policy Priorities

Tax Credits for Working Families

State IDA Program Support

Lifting Asset Limits in Public Benefit Programs

Protections from Predatory Short-Term Loans

Additional Policies

Income Tax Threshold

Tax Burden by Income

Prize-Linked Savings

Paperless Payday

Trend Indicators

Change in Net Worth

Change in Asset Poverty

Change in Liquid Asset Poverty

Change in Consumers with Subprime Credit

Change in Average Credit Card Debt

Businesses & Jobs

Housing & Homeownership

Health Care

Education

CFED Assets & Opportunity Scorecard

Employers Offering Health Insurance

Reports & Graphics

Definition

Percentage of private sector establishments that offer health insurance to employees, 2011.

Description

The majority of Americans get their health insurance through programs offered by their employers. Employment-based health insurance is typically less expensive and provides more comprehensive coverage than plans purchased individually on the private market. This measure looks at all private sector businesses, but data has shown that small employers are less likely to offer health benefits than larger firms. However, the cost of providing health care can be high, especially for small employers and employers with low-wage workers, and businesses often have to decide between offering jobs and offering coverage.

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Employers Offering Health Insurance

StatePercent of Firms Offering
Health Insurance Coverage (%)
Rank
United States  51.0%   
Alabama  55.1%  14 
Alaska  39.2%  51 
Arizona  49.1%  27 
Arkansas  42.5%  46 
California  50.5%  23 
Colorado  46.8%  40 
Connecticut  56.8% 
Delaware  52.3%  19 
District of Columbia  66.3% 
Florida  42.0%  47 
Georgia  48.2%  30 
Hawaii  83.5% 
Idaho  41.3%  49 
Illinois  48.8%  29 
Indiana  50.5%  23 
Iowa  47.4%  34 
Kansas  55.2%  12 
Kentucky  56.0%  10 
Louisiana  49.0%  28 
Maine  44.9%  43 
Maryland  55.4%  11 
Massachusetts  64.6% 
Michigan  52.1%  20 
Minnesota  46.9%  38 
Mississippi  46.6%  41 
Missouri  51.9%  22 
Montana  41.1%  50 
Nebraska  42.0%  47 
Nevada  55.2%  12 
New Hampshire  53.9%  17 
New Jersey  56.8% 
New Mexico  47.1%  36 
New York  54.4%  16 
North Carolina  48.1%  31 
North Dakota  47.3%  35 
Ohio  56.6% 
Oklahoma  47.8%  32 
Oregon  47.8%  32 
Pennsylvania  61.1% 
Rhode Island  60.0% 
South Carolina  49.2%  26 
South Dakota  45.1%  42 
Tennessee  56.6% 
Texas  47.1%  36 
Utah  44.0%  44 
Vermont  52.4%  18 
Virginia  55.1%  14 
Washington  46.9%  38 
West Virginia  52.0%  21 
Wisconsin  49.3%  25 
Wyoming  42.8%  45 

Source

Medical Expenditure Panel Survey (MEPS) - Insurance Component, Table II.A.2. Rockville, MD: Agency for Healthcare Research and Quality, Center for Cost and Financing Studies, 2011. Data provided by the Kaiser Family Foundation, statehealthfacts.org

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