Borrowers 90+ Days Overdue
Definition
Percentage of borrowers who are 90 days or more past due on any debt payments, Quarter 3, 2012.
Description
Being overdue on a debt payment negatively impacts a consumer’s credit score. The longer a payment is overdue, the bigger the hit on the credit score. A borrower who is 30 or 60 days overdue is likely struggling financially, while a borrower who is 90 days or more overdue is likely in serious financial trouble. The lending industry regards these accounts as unlikely to be repaid.
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Borrowers 90+ Days Overdue
| State | Percent of Borrowers
Currently 90+ Days
Past Due (%) | Rank |
| United States |
4.33% |
|
| Alabama |
4.28% |
33 |
| Alaska |
2.76% |
3 |
| Arizona |
4.74% |
39 |
| Arkansas |
4.24% |
32 |
| California |
3.92% |
22 |
| Colorado |
3.46% |
16 |
| Connecticut |
4.02% |
24 |
| Delaware |
4.74% |
39 |
| District of Columbia |
5.02% |
46 |
| Florida |
6.89% |
51 |
| Georgia |
5.28% |
48 |
| Hawaii |
2.96% |
6 |
| Idaho |
4.05% |
27 |
| Illinois |
4.73% |
38 |
| Indiana |
4.48% |
35 |
| Iowa |
3.34% |
13 |
| Kansas |
3.41% |
15 |
| Kentucky |
4.46% |
34 |
| Louisiana |
4.89% |
43 |
| Maine |
4.04% |
25 |
| Maryland |
4.98% |
45 |
| Massachusetts |
3.60% |
18 |
| Michigan |
4.05% |
27 |
| Minnesota |
3.18% |
9 |
| Mississippi |
5.60% |
49 |
| Missouri |
4.04% |
25 |
| Montana |
3.04% |
8 |
| Nebraska |
2.63% |
2 |
| Nevada |
6.57% |
50 |
| New Hampshire |
3.30% |
12 |
| New Jersey |
4.75% |
41 |
| New Mexico |
4.89% |
43 |
| New York |
4.07% |
29 |
| North Carolina |
4.20% |
30 |
| North Dakota |
2.05% |
1 |
| Ohio |
4.55% |
37 |
| Oklahoma |
4.82% |
42 |
| Oregon |
3.75% |
19 |
| Pennsylvania |
3.56% |
17 |
| Rhode Island |
3.92% |
22 |
| South Carolina |
5.16% |
47 |
| South Dakota |
2.97% |
7 |
| Tennessee |
4.22% |
31 |
| Texas |
4.49% |
36 |
| Utah |
3.18% |
9 |
| Vermont |
2.84% |
4 |
| Virginia |
3.34% |
13 |
| Washington |
3.82% |
20 |
| West Virginia |
3.88% |
21 |
| Wisconsin |
3.29% |
11 |
| Wyoming |
2.88% |
5 |
Source
Trend Data. Chicago, IL: TransUnion, 2012.
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